If You Use A Credit/Debit Card, You Need To Read This Warning Now

We hear a lot about scammers these days. From simple phone calls or emails to chip reading devices on ATMs and gas pumps, we’ve all heard of them and most of us have avoided them.

At least, we think we’ve avoided them.

One scam, however, could suck money from your account only to appear on paper as if it were your decision.

According to some on social media, cashiers have tried to swindle them. The worst part about this scam is that there’s no way to prove the crook guilty, and once it’s over, nothing on paper looks out of the ordinary.

A warning circulating on Facebook says this scam could go unnoticed until it’s too late.

A warning recirculated by Kim Jamison writes:

It happened at a Wal-Mart Supercenter a month ago.

I bought a bunch of stuff, over $150, & I glanced at my receipt as the cashier was handing me the bags. I saw a cash-back of $40. I told her I didn’t request a cash back & to delete it.

She said I’d have to take the $40 because she couldn’t delete it. I told her to call a supervisor.

Supervisor came & said I’d have to take it! I said NO! Taking the $40 would be a cash advance against my Discover & I wasn’t paying interest on the cash advance!!!!! If they couldn’t delete it then they would have to delete the whole order.

So the supervisor had the cashier delete the whole order & rescan everything!

The second time I looked at the electronic tab before I signed & a cash-back of $20 popped up. At that point I told the cashier & she deleted it.

The total came out right. the cashier agreed that the electronic pad must be defective. (yeah, right!)

Obviously the cashier knew the electronic pad wasn’t defective because she NEVER offered me the $40 at the beginning.

Can you imagine how many people went through before me & at the end of her shift how much money she pocketed?”

THIS IS A "HEADS UP" FOR EVERYONE…IF YOU USE CREDIT/DEBIT CARDS PLEASE READ THIS…IT WAS FORWARDED TO ME BY A FRIEND…

Posted by Kim Jamison on Monday, January 4, 2016

The post goes on to describe other incidents, including one where a victim was at first refused a receipt and later didn’t check the receipt and didn’t receive the overcharge back.

Some are skeptical, thinking customers are just hitting the wrong button, but that doesn’t explain why these victims either never receive the money or had to check their receipt and ask why they’ve been overcharged.

It’s perfectly possible for cashiers to print customers’ checks for more than the total and then it would be up to the customer to spot on the receipt.

Customers would have to carefully read their receipts. Rushed for time, in the chaos of a long line behind them and a shopping cart full of groceries to get home, it’s easy to just throw that receipt in a bag and forget about it.

For large purchases, with a long list of items to go through, customers would have to read fast to keep from holding up the line. If you know what you’re looking for, however, it’s not difficult at all.

Just check for any cash backs, overcharges, or “change due” on your receipt.